Terms of Service

These Terms of Service ("Terms") constitute a legally binding agreement between you and Bnine General Trading Inc., the owner and operator of the Speeda platform ("Speeda", "we", "us", or "our"), headquartered in Ottawa, Ontario, Canada. These Terms govern your use of www.Speeda.ca and any related digital services (collectively referred to as the "Platform").

By accessing or using the Platform, you agree to these Terms and our Privacy Policy. If you do not agree, you must immediately cease using the Platform.

Users must be at least 18 years old and legally qualified to enter into contracts. Users are required to provide accurate and current information and are responsible for maintaining the confidentiality of login credentials and all account activities. Speeda reserves the right to suspend, refuse, or terminate any account to protect users or comply with the law.

No provision in these Terms creates an employment, agency, or partnership relationship between Speeda and any User.

Clients freely choose Service Providers based on information available on the Platform. Once a Client and Service Provider reach an agreement, the Service Agreement is formed exclusively between them. Speeda is not a party to any Service Agreement and bears no legal or financial responsibility for its performance, outcomes, or any disputes arising from it.

Speeda operates on a monthly subscription system that grants Users access to the Platform's features and services.

• All fees are entirely non-refundable, in whole or in part
• Users may cancel their subscription at any time, with cancellation taking effect from the beginning of the next billing cycle
• No refunds are provided for unused periods
• Payments can be made via e-Transfer, PayPal, or any other payment provider supported by Speeda
• By using any payment provider, Users agree to its terms and acknowledge that Speeda is not a bank or escrow agent
• Applicable taxes (such as HST/GST/PST) may be added as required by law

Service Providers acknowledge and warrant that they:

• Operate legally and independently within their jurisdiction
• Hold necessary licenses and permits
• Maintain required insurance coverage
• Provide services professionally, safely, and legally
• Bear full responsibility for their employees, assistants, or subcontractors

Clients must:

• Provide accurate descriptions of required services
• Ensure safe and lawful access to the service location
• Refrain from requesting illegal or dangerous services
• Commit to paying agreed-upon fees directly or through the chosen payment provider

Users may post reviews, ratings, photos, or other content ("User Content"). By doing so, they grant Speeda a worldwide, non-exclusive, royalty-free license to use this content to operate, promote, and improve the Platform.

Users acknowledge that their content is lawful and does not infringe on others' rights. Speeda reserves the right to remove any inappropriate content or suspend abusive accounts.

Reviews and Comments System

The Speeda platform provides the reviews and comments feature solely as a means of communication between users.

• The user alone bears full legal responsibility for any evaluation, comment, or content they publish on the Platform, whether written, visual, or in any other format.
• Speeda assumes no legal, civil, or criminal responsibility for the content, accuracy, effects, or any damages that may arise from evaluations or comments. The burden of verification and content validity falls solely on its publisher.
• It is prohibited to publish any comments or evaluations that include, but are not limited to: abuse, defamation, profanity, inappropriate content, false or misleading information, threats, incitement, hatred, or any violation of applicable laws or the rights of others.
• Speeda reserves the absolute right, without any obligation or prior notice, to: delete, modify, or hide any violating comment or evaluation, suspend or terminate the violating user's account, or retain copies of the content for legal or regulatory purposes.
• The user explicitly agrees that Speeda has the right to take appropriate legal action, including prosecuting the user judicially or cooperating with the competent authorities, in the event of publishing any comment or evaluation that violates the law, is offensive, or causes harm to the Platform, its users, or any third party.
• Allowing the publication of evaluations or comments does not in any way constitute approval, adoption, or endorsement by Speeda of their content.

Users are prohibited from:

• Violating laws or others' rights
• Posting or requesting illegal, offensive, or dangerous content
• Impersonating others or providing misleading qualifications
• Circumventing Speeda's fees or payment system
• Uploading malicious software or using automated data collection techniques

Speeda may take technical or legal action to prevent any prohibited activity.

All Platform content (text, designs, software, logos, graphics, etc.) is owned by or licensed to Speeda and protected under applicable laws. Users may not copy, modify, or redistribute any part without prior written consent.

The Platform may contain links or integrations with third-party services (such as payment providers, analytics, or maps). Speeda bears no responsibility for those services or their content, and their use is subject to their own terms and privacy policies.

The Platform is provided "AS IS" and "AS AVAILABLE" without any express or implied warranties. Speeda does not guarantee the accuracy of information, Platform availability, or suitability for any purpose. Speeda bears no responsibility for the quality, timing, or outcomes of services provided by Service Providers.

Users agree to indemnify and protect Speeda, its employees, and agents from any claims, losses, or expenses arising from their use of the Platform, violation of these Terms, or disputes with other Users.

Speeda may suspend or terminate access or accounts in case of violation of Terms or laws, or at its sole discretion. Users may close their accounts at any time. Provisions relating to intellectual property, liability disclaimers, and governing law remain in effect after termination.

These Terms are governed by the laws of the Province of Ontario and applicable Canadian federal laws. The courts of Ottawa, Ontario have exclusive jurisdiction over any legal disputes related to these Terms.

Users agree to receive notices electronically via email or within the Platform. Electronic actions and consents are considered legally binding signatures.

Speeda may modify these Terms or update the Platform at any time. Continued use of the Platform after posting updates constitutes acceptance of the modified Terms.

The Platform is available in English, French, and Arabic. In case of any conflict between versions, the English version shall prevail unless otherwise required by law.

• These Terms and the Privacy Policy constitute the entire agreement between Users and Speeda
• No waiver of any provision constitutes a continuing waiver of others
• If any provision is found invalid, it shall be modified to the minimum extent necessary while other provisions remain in effect
• Users may not assign these Terms without written consent, while Speeda may transfer them to an affiliate or legal successor